> Long-Term Disability (LTD) Long-term-disability plans provide income for an individual who cannot work because of an illness, disease, or non-occupational injury. Most plans require that the individual be a full-time employee for at least one year before the disability coverage applies.
> COBRA Benefits COBRA stands for “Consolidated Omnibus Budget Reconciliation Act of 1985,” which requires companies with 20 or more employees to offer separating employees the option to continue their group health-care coverage at their own expense.
> Stand-Alone Prescription This plan type provides prescription-drug coverage, which generally means the insured person can obtain prescription drugs at a set price of a few dollars, but does not include any other coverage.
Is your home covered should disaster strike? A home is more than just a building. Home is the place where comfort is found, investments are made, and years of memories are stored. Yet, at any moment, disaster can strike and wipe away everything that you have worked for. Idaho homeowners insurance advisor can help you prepare for the worst when it comes to your home.
A Idaho Homeowners Insurance Advisor can help find the best plans to cover your home in the case of:
Fire or Lightning Damage
Storm or Hail Damage
Explosions
Vandalism
Damage Cause by Aircrafts or Vehicles
Theft
While memories can never be replaced, the right insurance coverage can go a long way in helping you get through the difficult times following a tragic event involving your home. Idaho homeowners insurance can help pay for losses associated with your home such as house structures, furniture, appliances, personal belongings, and even living expenses.
Not only will Idaho homeowners insurance cover physical losses brought about by theft or disasters, it can help cover for damages that people in your home might be responsible for. Liability covers you against lawsuits for bodily injury or property damage that you or family members may cause to others. It even covers damages your family pet might cause to neighbors and their property. Be prepared for the unexpected, learn more about Idaho homeowners insurance.
(1) underwriting (assuming the risk, assigning premiums, and so forth) annuities and insurance policies.(2) facilitating such underwriting by selling insurance policies, and by providing other insurance and employee-benefit related services in Idaho
Establishments
847
Revenue ($1,000)
Not Available
Annual payroll ($1,000)
157,792
Paid employees
5,324
Source: U.S. Census Bureau Insurance carriers and related activities
Contact our Idaho Insurance Advisors
If you live in the following cities and need an Insurance Advisor or to get a
quote, you should contact our Idaho Insurance Advisors today:
Blackfoot
Boise
Burley
Caldwell
Coeur D Alene
Eagle
Hayden
Idaho Falls
Jerome
Lewiston
Meridian
Moscow
Mountain Home
Nampa
Pocatello
Post Falls
Rexburg
Sandpoint
Twin Falls
Did You Know?
Generally, you must report as income any amount you receive for your disability through an accident or health insurance plan paid for by your employer.
If both you and your employer have paid the premiums for the plan, only the amount you receive for your disability that is due to your employer's payments is reported as income. If you pay the entire cost of a health or accident insurance plan, do not include any amounts you receive for your disability as income on your tax return. If you pay the premiums of a health or accident insurance plan through a cafeteria plan, and the amount of the premium was not included as taxable income to you; the premiums are considered paid by your employer, and the disability benefits are fully taxable.
Idaho External Sites
Idaho Department of Health & Welfare
Health Insurance. ECIC Logo. Idaho CareLine: Dial 2-1-1 or 800-926-2588 ... These programs are a public/private partnership with citizen advisors, .. Idaho Department of Health & Welfare
Idaho Department of Health and Welfare Internet Portal. ... These programs are a public/private partnership with citizen advisors, private health ins
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Latest News
Latest Insurance related news in
Idaho and nationwide:
Mar 02, 2007 - Tips For Individual Insurance Before you buy any health insurance policy, make sure you know what it will pay for...and what it won't. To find out about Read more >
Mar 02, 2007 - COBRA Health Benefit Provisions The landmark COBRA health benefit provisions became law in 1986. The law amends the Employee Retirement Income Security Ac Read more >
Mar 02, 2007 - More Americans Struggle With Health Care Costs TUESDAY, Dec. 12/2006 (HealthDay) More Americans are forced to spend more of their family income on health care, and more Read more >
Legal Disclaimers The information provided on Idaho Insurance Advisors.com is not intended to be insurance advice, but merely conveys
general information related to insurance issues commonly encountered.
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Data for the Finance & insurance sector 
Did You Know?
Idaho Department of Health & Welfare