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February 26, 2010  
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  Insurance Advisors Hot Topics
 

Auto Insurance
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Insurance Advisors Terms


  > Basic Hospital
Basic-hospital plans cover only in-hospital (inpatient) care, not other services. This benefit also may be limited to an approved or network facility. Hospitalization in a different facility may qualify for less coverage or none at all.
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  > Professional liability
Often called “malpractice insurance” or “errors and omissions coverage,” these policies protect professionals such as accountants, lawyers, doctors, dentists, pharmacists, insurance brokers and agents, and consultants, for negligence that injures their clients.
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  > Umbrella policy
Umbrella policies provide additional liability coverage after the limits of your underlying policy are reached.
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   Get a Quote - Idaho Health Insurance Advisor
Get a Health Insurance Quote

Are you prepared for a health related emergency? Our health is one of the most important aspects of our lives. Idaho Health Insurance is a necessity and one of the smartest purchases that you could possibly make. Don't put yourself at risk of having to pay a large medical bill. Anything can happen at anytime!

If you are in need of health insurance coverage, contact one of our Idaho Insurance Advisors today to get a quote.

The main reasons that Idaho health insurance is necessary:

  • To avoid expensive medical bills
  • In case of emergencies
  • Hospital visits
  • Doctor visits
  • Treatment, whether the condition is mild or severe

Health maintenance organizations, also known as HMO's, are one of the most common types of Idaho health insurance. Selecting this type of health insurance involves choosing a physician from a list of HMO doctors in a certain area. This becomes the primary physician and in order to see a specialist, the main doctor will have to write a referral. While this option is less flexible than other options, it is also less expensive.

Preferred provider organizations, also known as PPO's, are another common type of Idaho health insurance. With a higher premium, the policyholder is allowed more flexibility, such as seeking medical care from a physician outside of the PPO network and not needing a referral from their primary physician. When seeking medical attention outside of the PPO network, the insurance company will usually reimburse the policyholder for up to 80% of the medical bill.

If you are in need of health insurance coverage, contact one of our Idaho Insurance Advisors today to get a quote.

 
Data for the Finance & insurance sector    
 
 
(1) underwriting (assuming the risk, assigning premiums, and so forth) annuities and insurance policies.(2) facilitating such underwriting by selling insurance policies, and by providing other insurance and employee-benefit related services in Idaho
Establishments 847
Revenue ($1,000) Not Available
Annual payroll ($1,000) 157,792
Paid employees 5,324

Source: U.S. Census Bureau Insurance carriers and related activities
 

 

Contact our Idaho Insurance Advisors


If you live in the following cities and need an Insurance Advisor or to get a quote, you should contact our Idaho Insurance Advisors today:

  • Blackfoot
  • Boise
  • Burley
  • Caldwell
  • Coeur D Alene
  • Eagle
  • Hayden
  • Idaho Falls
  • Jerome
  • Lewiston
  • Meridian
  • Moscow
  • Mountain Home
  • Nampa
  • Pocatello
  • Post Falls
  • Rexburg
  • Sandpoint
  • Twin Falls
       
 
Did You Know?    
 
 
Payments you receive from qualified long-term care insurance contracts will generally be excluded from income
As reimbursement of medical expenses received for personal injury or sickness under an accident and health insurance contract. Also, certain payments received under a life insurance contract on the life of a terminally or chronically ill individual (accelerated death benefits) can be excluded from income. Refer to Publication 17, Your Federal Income Tax, Chapter 13, Other Income.

 
 
Idaho External Sites    
 
 

Idaho Department of Health & Welfare
Health Insurance. ECIC Logo. Idaho CareLine: Dial 2-1-1 or 800-926-2588 ... These programs are a public/private partnership with citizen advisors, ..
Idaho Department of Health & Welfare
Idaho Department of Health and Welfare Internet Portal. ... These programs are a public/private partnership with citizen advisors, private health ins

 
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Latest News
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Before you buy any health insurance policy, make sure you know what it will pay for...and what it won't. To find out about
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Mar 02, 2007 - COBRA Health Benefit Provisions
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