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August 24, 2010  
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  Insurance Advisors Hot Topics
 

Auto Insurance
Health Insurance
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Insurance Advisors Terms


  > Indemnity
Indemnity plans are also referred to as “fee-for-service.” Unlike managed-care plans, indemnity plans allow absolute freedom in selecting physicians or medical facilities and permit self-referral to a specialist.
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  > Stand-Alone Dental
This plan type provides dental coverage but does not include any other coverage.
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  > Flood
Coverage for damage caused by floods is not included in ordinary homeowners and commercial policies, but must be added as an endorsement. Flood insurance, which also covers damage caused by mudslides, is available through a program run by the Federal Insurance Administration; contact your agent or call (800) 427-4661 for more information.
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   Get a Quote - Idaho Life Insurance Policy Advisor
Get a Life Insurance Quote

Protect your financial dependants! Idaho Life insurance can be a safety net to ensure a stable future for them if you should die. The other benefit of Idaho Life Insurance is that policy holders may draw against their policy when they need money for retirement, college for their children or if an unexpected job loss occurs.

Get a quote today and get the life insurance coverage you need! Contact one of our Idaho Life Insurance Advisors today.

Some types of Idaho Permanent Life Insurance include:
  • Idaho Whole Life Insurance
  • Idaho Universal Life Insurance
  • Idaho Variable Universal Life Insurance
Think about your spouse and children. You never know when a disaster may occur. Our life insurance advisors can help you determine which coverage is best for you based on your needs and what you can afford. Basically, there are two types of Idaho life insurance: Term Life and Permanent Life Insurance.

Idaho Term Life Insurance is simply a period of time that the policy holder chooses with a coverage end date. Secondly, Idaho Permanent Life Insurance covers you for a lifetime and offers many more variations. This type of policy is considered a cash value accumulation. Whichever choice you make, you need Idaho life insurance to protect the future of your family if you should die unexpectedly.

Get a quote today and get the life insurance coverage you need! Contact one of our Idaho Life Insurance Advisors today.

 

Contact our Idaho Insurance Advisors


If you live in the following cities and need an Insurance Advisor or to get a quote, you should contact our Idaho Insurance Advisors today:

  • Blackfoot
  • Boise
  • Burley
  • Caldwell
  • Coeur D Alene
  • Eagle
  • Hayden
  • Idaho Falls
  • Jerome
  • Lewiston
  • Meridian
  • Moscow
  • Mountain Home
  • Nampa
  • Pocatello
  • Post Falls
  • Rexburg
  • Sandpoint
  • Twin Falls
       
 
Did You Know?    
 
 
About property and liability exposures
If you operate a home-based business – either part-time or full-time – you might be uninsured for coverage and not realize it. Many home-based business owners mistakenly believe that their homeowner policy will provide coverage for their business operations. It’s true that your homeowner’s policy may provide a limited amount of coverage for business-related personal property in the home. But it may not provide full coverage for the added property and liability exposures that the home business represents.

 
 
Idaho External Sites    
 
 

Idaho Department of Health & Welfare
Health Insurance. ECIC Logo. Idaho CareLine: Dial 2-1-1 or 800-926-2588 ... These programs are a public/private partnership with citizen advisors, ..
Idaho Department of Health & Welfare
Idaho Department of Health and Welfare Internet Portal. ... These programs are a public/private partnership with citizen advisors, private health ins

 
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Latest News
  Latest Insurance related news in Idaho and nationwide: Mar 02, 2007 - Tips For Individual Insurance
Before you buy any health insurance policy, make sure you know what it will pay for...and what it won't. To find out about
Read more >


Mar 02, 2007 - COBRA Health Benefit Provisions
The landmark COBRA health benefit provisions became law in 1986. The law amends the Employee Retirement Income Security Ac
Read more >


Mar 02, 2007 - The Medigap Insurance Company
When you have a Medigap policy, the insurance company must pay your doctor or provider directly when:

 
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Legal Disclaimers
The information provided on Idaho Insurance Advisors.com is not intended to be insurance advice, but merely conveys general information related to insurance issues commonly encountered.

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